54
?@#96<
)(%#39
#
*QK]OHOQOY\
²7KH#UDFN#FDQ#EH#XVHG#WR#VWRUH#
ULÁHV/# PDFKLQH# JXQV/# KDQG# JXQV/# RSWLFV# DQG#
RWKHU#DFFHVVRULHV1#(YHU\#LQFK#RI#WKH#UDFN#FDQ#
EH#XVHG#IRU#VRPH#VRUW#RI#VWRUDJH1
7
KH#%UP\·V#FXUUHQW#IDPLO\#RI#UDFNV#LV#TXLWH#VSHFLÀF1#(DFK#UDFN#FDQ#VWRUH#RQO\#D#
VSHFLÀF#ZHDSRQ/#ZLWK#WKH#H[FHSWLRQ#RI#WKH#XQLYHUVDO#UDFN/#ZKLFK#LV#EDVLFDOO\#D#FDJH#
ZLWK#VKHOYHV1
0RGXODU#
UDFN
UHSRUWLQJ#
IRU#GXW\$
]#FDQ#KDQGOH#
DQ\
#lHDSRQ#
\RXpYH#JRW$
ULIOHV/
PDFKLQH#
JXQV/
RSWLFVr
]#FDQ#
VWRUH#sHP/
QR
SUREOHP$
#
BKIXUOY\
²7KH#6SDFHVDYHU#UDFNV#
KDYH#ORFNLQJ#DUPV#ZLWK#VWHHO#ORFN#
URGV#WKDW#SUHYHQW#WKH#GRRUV#IURP#
EHLQJ#RSHQHG#ZLWKRXW#WRROV#ZLWKLQ#
BA# PLQXWHV/# ZKLFK# PHHWV# WKH#
%UP\·V# VHFXULW\# VWDQGDUGV1# 7KH#
UDFNV#FDQ#EH#JDQJHG#WRJHWKHU#WRS?
WR?ERWWRP/# VLGH?WR?VLGH/# RU# EDFN?
WR?EDFN1#kR#FKDLQV#RU#ZHOGLQJ#DUH#
QHFHVVDU\#IRU#WKH#UDFNV#WR#PHHW#WKH#
UHTXLUHPHQW#WKDW#DQ\#UDFN#OLJKWHU#
WKDQ#_AA#SRXQGV#PXVW#EH#VHFXUHG#
WR#WKH#EXLOGLQJ#RU#WR#DQRWKHU#UDFN#
LQ#IDFLOLWLHV#QRW#PDQQHG#C^#KRXUV#
GDLO\1
#
BVGIK#KLÀIOKTI\
²&RWK#WKH#WDOO#
UDFN# DQG# WKH# VWDQGDUG# UDFN# DUH#
B`1C_#LQFKHV#GHHS#DQG#^C#LQFKHV#
ZLGH/# ZKLFK# DOORZV# ZHDSRQV# WR#
EH# VWRUHG# ZLWK# RSWLFV# DWWDFKHG1#
6SDFHVDYHU#UDFNV#KDYH#UHWUDFWDEOH#
GRRUV/# ZKLFK# PDNHV# LW# HDVLHU# WR#
XVH# DGMDFHQW# UDFNV# ZLWKRXW# WKH#
GRRUV#EORFNLQJ#HDFK#RWKHU1#
#
EOWOHOQOY\
²&RWK# UDFNV# KDYH#
SHUIRUDWHG# GRRUV/# VLGHV/# DQG#
EDFNV#WKDW#DOORZ#LQYHQWRU\#RI#WKH#
FRQWHQWV# ZLWKRXW# KDYLQJ# WR# RSHQ#
XS#WKH#UDFNV1
#
(XUGHOQOY\
²7KH#QHZ#UDFNV#DUH#
FRQVWUXFWHG#RI#KHDY\#JDXJH#PHWDO1#
7KH#SDUWV#RI#WKH#UDFN#WKDW#FRQWDFW#
ZHDSRQV#KDYH#D#YLQ\O#FRDWLQJ#RU#
DUH#PDGH#RI#WKHUPRSODVWLF#WKDW#FDQ#
ZLWKVWDQG#WHPSHUDWXUH#H[WUHPHV1#
# >RHOQOY\
²6SDFHVDYHU# KDV# GH?
VLJQHG# D# FDUW# WR# WUDQVSRUW# WKH#
UDFNV1#
#
CUGTWVRUYGHOQOY\
²4SWLRQDO#
KDQGOHV/# EDUUHO# VXSSRUWV# DQG# D#
XQLYHUVDO# EDVH# OHW# \RX# WUDQVSRUW#
ZHDSRQV#VDIHO\#LQ#WKH#UDFNV1
GRHVQpW#VHHP#
IDLU$#WKH#
QHZ
#
UDFNV#GRQpW#KDYH#
WR#EH#FKDLQHG$
LI#]#KDG#KDQGOHV#OLNH
WKH#QHl#JX\/#PD\EH#WKRVH#
VROGLHUV#lRXOGQpWp#KDYH#
GURSSHG#PH#VR#PXFK$
2HZ#5DFNV
1RUH#9HUVDWLOH/#(IILFLHQW
`Rl#WKH
AUP\#KDV#DQ#
DOWHUQDWLYH1#
dSDFHVDYHUpV#
XQLYHUVDO#
UDFN#V\VWHP#
LV#D#PRGXODU#
UDFN#V\VWHP#
WKDW#FDQ#EH#
DGDSWHG#IRU#
DOO
#VPDOO#
DUPV/#HYHQ#
SLVWROV1
[HUH#DUH
VRPH#RI#WKH#
dSDFHVDYHU#
UDFN#EHQHILWVr
SeYdd,Ajekx
96<153054FRORU1LQGG###405
4525;238###44=68=77#$:
Click here for a copy of this article to save or email